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General Liability Insurance And Workers´ Compensation Insurance For Trade Contractors, Home Builders, Remodelers and Light Commercial General Contractors With Savings Up To 38%!

Home Owners Warranty Products Act As A Shield To Protect Against Contractor´s General Liability Claims

While technically not insurance, Home Warranty Products offer important protection against disputes arising out of allegedly defective construction. Home Warranty Products are important because they allow the homebuilder to circumvent implied warranties (under state law) in exchange for a written warranty (which is specified in the Home Warranty Contract). They also force disputes into binding arbitration, which is generally much faster and less expensive than the traditional legal process. Attorneys hate arbitration because their opportunity to earn large legal fees is reduced.

Most Home Warranty Products provide the following protection periods:

  • Workmanship 1 year
  • Major Mechanical Systems 2 years
  • Structural Defects 10 Years

New Home Warranties may even provide coverage for certain kinds of claims that might not be covered by some General Liability policies such as "soil movement" which can be caused by hydrostatic pressure.

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Sadler & Company, Inc.
3014 Devine St.
PO Box 5866
Columbia, SC 29250-5866
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