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General Liability Insurance And Workers´ Compensation Insurance For Trade Contractors, Home Builders, Remodelers and Light Commercial General Contractors With Savings Up To 38%!Fungus, Mold, Mildew, And Bacteria Property Damage ExclusionsFungus, Mold, Mildew, And Bacteria Property Damage Exclusions eliminate all property damage liability coverage arising out of mold, fungus, mildew, and bacteria. This is an emerging litigation area and most insurance carriers started to use this exclusion in 2003 in order to not provide plaintiff´s attorneys a funding source. The jury awards in this area can be excessive and as a result you should take all risk management precautions in your materials handling and design to circumvent these claims. Detailed information on preventative measures can be found by contacting the National Association of Home Builders (NAHB) headquarters.
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